What is Home Insurance?
There's no place like home. Which is why the last thing you would want to happen is to lose it because of an accident or natural disaster. That is where home insurance comes in a protects you as the homeowner. Home insurance is made up of different types of coverages to protect your home and belongings by repairing or replacing them in case of a robbery, natural disaster, or other accident.
What Does Homeowners Insurance Cover?
Home insurance is different for every house, depending on their needs and risks. It is important to know the different types of coverage that are required to protect your house and yourself from potential risks and financial burdens.
How Much Does Home Insurance Cost?
Home insurance rates vary depending on a number of factors like where you live, how old your house is, who will be living in your home, which insurance company you choose, and much more. The range on what your home insurance rates can be is relatively large. To give you an idea though, you can expect to pay approximately $35 per month for every $100,000 of home value. You can expect to pay more if you live in an area prone to natural disasters or crime. Your home insurance rates will also increase if you add extra coverage to your policy (such as flood or earthquake insurance).
At Express Lane Insurance, your home's safety and financial protection is our number one priority. That is why we help you find which specific home insurance policies are a perfect fit for you and your home. We protect countless homes in Southern California with the most affordable homeowner's insurance. See how we can help by requesting a free home insurance quote today.