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Rideshare Insurance in California
Uber and Lyft Driving Allowed

Insurance companies that actually cover rideshare drivers
set up the same day you call

Rideshare insurance California drivers can actually get, from companies that allow Uber and Lyft.

Uber Lyft Both apps Part-time Told no by your insurer
Proof of insurance sent the same day
13+ years in California
Hablamos español
Walk-in offices in Lancaster and Palmdale
Call Now or complete the form below Mon-Fri 9am-7pm, Sat 10am-5pm
Rideshare insurance in California for an Uber and Lyft driver with the app on
Get Covered for Uber and Lyft Today

Rideshare driving allowed · Free quote · CA drivers only

Choose Anytime and an agent calls you within 4 minutes during business hours, or first thing the next morning after hours. Pick a window and we call you inside it.

We're Here to Get You Covered as a Rideshare Driver

A quote in about 10 minutes and proof of insurance the same day. Here's what drivers across Lancaster, Palmdale and Los Angeles say about working with us.

Over 1,000 5-Star ReviewsOur clients love the fast, straightforward service we provide.
13+ Years Insuring California DriversInsurance companies that allow Uber and Lyft driving, set up the same day.

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Our Insurance Partners

Companies that allow Uber and Lyft

We compare multiple insurance companies on every rideshare quote, and the policy you get has rideshare coverage on it.

None of them is "our" company

We're an independent agency: we work for you.

Insured the same day

Once your policy is set up, proof of insurance is sent to you that day.

That is how rideshare insurance in California gets set up the day you call.

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Your Personal Policy Stops
the Moment the App Turns On

Most car insurance in California does not cover you while you're logged in to Uber or Lyft. Some insurers will add rideshare coverage to a policy. Many won't, and they don't always say so until you ask. You shouldn't have to choose between earning a living and being insured. Does any of this sound familiar?

You Asked Your Insurer and Got a No

You did the right thing and asked for rideshare coverage. The answer was no, and now you're paying for a policy with a gap in it every time the app is on.

Another Driver Warned You

Someone who drives for Uber or Lyft told you a regular policy won't cover you with the app on. They were right, and now you need to know where to get one that does.

A Claim Was Denied

The accident happened with the app on, and the policy never covered rideshare driving. It happens from time to time, and it's the expensive way to find out.

We Work With Insurance Companies That
Allow Uber and Lyft Driving

Not many insurers offer rideshare insurance in California, and most drivers who call us have already been told no somewhere else. We work with multiple insurance companies that say yes.

Other agencies

A quote or a no, and that was the end of it.

Our clients tell us that at other agencies they gave their information, got a quote or a no, and nobody kept looking. Rideshare coverage takes knowing which insurance companies offer it in California, and that is where a lot of drivers got stuck before they called us.

Express Lane Insurance

Coverage tailored to you, not a one-size quote.

We keep looking until we find the insurance company that covers you as a rideshare driver, and after 13 years with these companies that takes one 10-minute conversation, not a week. Proof of insurance is sent to you the same day. If the rate you already have is the best we can find, we'll tell you.

13+
Years of expertise
Same Day
Proof of insurance sent
10 Min
To a quote

Uber and Lyft Driving Allowed

The policy we set up has rideshare coverage on it, so driving with the app on is covered, not excluded.

Proof of Insurance the Same Day

Your policy starts the day you call, and proof of insurance is sent to you that day.

Walk-In Offices in the Antelope Valley

Come into Lancaster or Palmdale, sit down with a local agent, and leave insured as a rideshare driver.

One Policy, On and Off the App

Rideshare coverage is added to a regular car insurance policy, so you're not juggling two policies or paying for a commercial one.

Full-Time, Part-Time
One App or Both

Rideshare insurance in California for:

Full-time Uber and Lyft drivers

Your car is your income. A policy that covers the app-on hours protects both.

Part-time and weekend drivers

A few rides a week still puts you outside a regular policy. Coverage for the hours you're logged in, however few.

Drivers on both apps

Uber, Lyft, or both. The rideshare coverage applies whichever app is on.

Drivers who were told no

If your insurer doesn't offer rideshare coverage, it can't be added to the policy you have. We set up a new policy with an insurance company that includes it, the same day.

Drivers with a denied claim

A denied claim usually means the policy never covered the app. We set up one that does.

Drivers with no policy yet

Starting on Uber or Lyft without insurance? The car insurance and the rideshare coverage are set up together, in the same call.

What Type of Insurance Do You Need?

From auto and motorcycle to home and RV, we help California drivers find the right coverage for every vehicle and situation.

Insured Today
in Three Steps

No office visit needed, no paperwork to mail. Three steps between you and a policy that allows Uber and Lyft.

1

Call or Request a Quote

Call (866) 488-7964, or send the form above and an agent calls you back within 4 minutes during business hours. Tell us you drive for Uber, Lyft or both, and what you drive. About ten minutes.

2

We Find the Insurance Company That Covers You

We compare multiple insurance companies on our side and come back with the best option for you and its price. If the rate you already have is the best we can find, we'll tell you.

3

Proof of Insurance the Same Day

Your policy is set up and proof of insurance is sent to you the same day, so you can keep driving with the app on.

Covered With the App On
Not Just Off

Rideshare coverage is added to a regular car insurance policy, so one policy covers you on and off the app. If your current insurer doesn't offer it, that means a new policy with an insurance company that does, which we set up in the same call.

Rideshare Coverage

Covers the part your personal policy leaves out: the app is on and you're waiting for a ride. Once you accept a ride, Uber's or Lyft's coverage takes over.

Liability

The coverage California requires. Pays for injuries or damage to others when you're at fault.

Full Coverage

Collision and comprehensive for your own car after an accident, theft, fire or vandalism.

Uninsured Motorist

When the other driver has no insurance, or not enough, this covers you.

The Accident Isn't the Expensive Part
The Denied Claim Is

It happens from time to time. A driver has an accident with the app on, files the claim, and finds out the policy never covered rideshare driving. Here is what lands on the driver.

  • The claim is denied because the policy never covered rideshare driving
  • Repairs to your own car come out of your pocket
  • Weeks without the car, and without the income it earns

A policy that allows Uber and Lyft driving is one 10-minute call away.

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How rideshare coverage works

Who Covers You, Moment by Moment

Your regular policy covers you with the app off. Uber or Lyft covers you once a ride is accepted. The stretch in between, app on and waiting, is the gap rideshare coverage fills.

App off
Your car insurance policy
App on
Waiting for a ride: rideshare coverage
Ride on
Accepted to drop-off: Uber or Lyft

Drive With the App On
and Know You're Covered

The policy is set up, proof of insurance is on your phone, and the app can go on without a gap under it. Here is what that looks like.

  • A policy that allows Uber and Lyft driving
  • Proof of insurance on your phone the same day
  • One policy, on and off the app
  • Multiple insurance companies compared, the right one for you chosen
  • An agent who already knows you drive for Uber or Lyft
  • Bilingual support, hablamos español
Call Now
A quote in about
10 min
One conversation. Your policy starts and proof of insurance is sent the same day.

What affects your rideshare policy rate

  • Platform (Uber / Lyft / Both)
  • Driving Record
  • Vehicle
  • Hours Driven
  • Coverage Level
  • Zip Code
  • Age
  • Prior Coverage

Get Insured as a Rideshare Driver Today

One call, one insurance company that says yes, proof of insurance the same day. Rideshare insurance in California from an agency with 13+ years in the state.

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Frequently Asked Questions About Rideshare Insurance in California

Straight answers on getting covered the same day, what Uber and Lyft do and don't cover, cost, and what to have ready when you call.

Yes. Call before we close and your policy with rideshare coverage is set up and proof of insurance is sent to you the same day. Most calls take about ten minutes.

If you want to be covered while the app is on, yes. Uber and Lyft don't require rideshare coverage specifically, but a standard personal policy doesn't cover the time you're logged in and waiting for a ride, and a claim from that stretch is often denied. Rideshare coverage closes that gap.

Not many, and that's why most drivers who call us have already heard no. We work with multiple insurance companies that allow rideshare driving. Tell us you drive for Uber or Lyft and we'll set you up with one that does.

Partly. Their coverage applies once you've accepted a ride and while a passenger is in the car. Before that, with the app on and no ride yet, the app's coverage is limited and a standard policy excludes that time. Rideshare coverage is what fills it.

A rideshare endorsement is the industry name for rideshare coverage: an addition to a personal car insurance policy that covers you while you're logged in to Uber or Lyft. We just call it rideshare coverage. Only an insurer that offers it can add it, and not many do, so if yours doesn't, the fix is a new policy with an insurance company that does. We set that up in the same call.

Yes. A policy only covers rideshare driving if the insurer knows about it and has added the coverage. Not disclosing it is how rideshare claims get denied. If telling your current insurer gets you a no, that's what we're here for.

It depends on your record, your car, and how much you drive, and each insurance company prices it differently. We compare multiple insurance companies and tell you the price up front. If the rate you have now is already the best we can find, we'll say so.

Rideshare coverage is added to a regular policy, so the cost is the policy plus the addition, not a separate commercial policy. We look at every insurance company we work with that allows rideshare driving and bring you the lowest rate we find.

Both are fine. Even a few rides a week put you outside a standard policy while the app is on, so part-time drivers need the coverage too. And the rideshare coverage applies whichever app you're logged in to.

The one that actually allows rideshare driving on your policy and pays the claim when the app is on. Beyond that, "best" comes down to the right insurance company for your record, your car and your budget, which is what we work out with you on the call.

No. Rideshare coverage is an addition to a car insurance policy, not a policy on its own. If you don't have a policy yet, we set up both in the same call.

Your driver's license, the year, make and model of the car you drive for Uber or Lyft, and your current insurance card if you have one. That's it.

Yes. Our downtown Los Angeles office at 915 Wilshire Blvd is open by appointment, and most Los Angeles drivers get set up over the phone without coming in. We also have two offices in Lancaster and one in Palmdale.

Our clients tell us that at other agencies they gave their information, got a quote or a no, and that was the end of it. We keep looking until we find the insurance company that covers you as a rideshare driver, and after 13 years with these companies that takes one 10-minute conversation, not a week.

Still have questions? Our agents are ready to help.

Call Now

Rideshare Driver Resources & Guides

Real answers to the questions California Uber and Lyft drivers ask most about coverage, the app-on gap, and getting a policy that allows rideshare driving. Written and reviewed by our licensed agents.

Rideshare Insurance in Lancaster, Palmdale and Los Angeles
Set Up the Same Day

Same-day rideshare insurance from four local offices. Call, or walk into Lancaster or Palmdale and leave insured as an Uber or Lyft driver.

Looking for rideshare insurance in Los Angeles? Our agents set up policies that allow Uber and Lyft driving, most of them the day the driver calls.