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Same-Day RV Insurance in California

From Agents Who Know RVs,
Not Just Cars

RV insurance in California goes faster with an agent who knows a Class A from a camper van. Tell us about yours once and we take it from there, the same day you call.

Class A motorhomes Class B camper vans Class C motorhomes Full-time living
Recreational or full-time use
Policies written statewide
Hablamos español
Walk-in offices in Lancaster and Palmdale
Call For A Free Quote or complete the form below Mon-Fri 9am-7pm, Sat 10am-5pm
RV insurance in California, a motorhome on the open road insured through Express Lane Insurance
Get Your RV Insured Today

Free quote · No obligation · CA residents only

Choose Anytime and an agent calls you within 4 minutes during business hours, or first thing the next morning after hours. Pick a window and we call you inside it.

We're Here to Get Your RV Insured Today

What clients say about working with our agents.

Over 1,000 5-Star ReviewsOur clients love the personalized service we provide.
13+ Years Serving CaliforniaPolicies written anywhere in the state.

Google Reviews
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Our Insurance Partners

Quoted on the spot

We work with multiple insurance companies that insure motorhomes, and we match your RV to the one that fits.

Insured the same day

Proof of insurance the day you call.

Class A to camper van

For weekend trips or full-time living.

That is how your RV insurance in California starts the day you call.

Call For A Free Quote

Your RV Isn't a Car
It Shouldn't Be Insured Like One

You shouldn't have to explain what a Class C is to the person insuring it.

You Need It Insured Today

Whether you just bought it or a trip is coming up, you want the policy done and proof of insurance in hand.

The Agency You Called Doesn't Handle RVs

Our clients tell us other agencies they called don't offer RV insurance, or didn't take the time to understand their RV.

It's a Vehicle and a Home

A motorhome has an engine and a kitchen. The policy should be written for both.

You Tell Us About Your RV Once
We Handle the Policy

Most people who call want one thing: an agent who understands their RV and gets the policy done today.

Other agencies

Our clients tell us they heard "we don't insure RVs."

Or the agency didn't take the time to understand theirs.

Express Lane Insurance

Agents who know RVs, anywhere in California.

We ask about your RV and how you use it, then keep looking until we find the coverage that's right for you.

13+
Years of expertise
Statewide
Policies by phone
Same Day
Proof of insurance

You Talk to an Agent Who Knows RVs

Class A, Class B and Class C motorhomes and camper vans are all RVs we insure.

You Leave With Proof of Insurance

We write RV insurance California lenders accept, with proof of insurance the same day you call.

We Work for You, Not the Insurance Company

We shop multiple insurance companies to find the right rate and coverage for you and your RV, not just whoever pays us the most.

You Can Do It All by Phone

We write policies anywhere in California. Walk in at Lancaster or Palmdale if you'd rather sit down with someone.

Motorhome Insurance
for the RV You Own

If yours is on this list, the answer is yes.

Class A Motorhomes

Bus-style motorhomes, gas or diesel.

Class B Camper Vans

Camper vans built on a van chassis.

Class C Motorhomes

Motorhomes with the bed over the cab.

Recreational Use

Weekend trips and vacations a few times a year.

Full-Time Living

The RV you live in, not just travel in.

Travel Trailers and Fifth Wheels

Towing instead of driving? See travel trailer insurance

Full-Time RV Insurance
for the RV You Live In

Full-time RV insurance is written differently from a policy for weekend trips. When your RV is where you live, the insurance company treats it more like a home.

Call For A Free Quote

The Liability Coverage Changes

Liability is the part of the policy that changes, because your RV is now a permanent home and not only a vehicle on the road.

It Costs More Than a Recreational Policy

More protection for a permanent home means a higher price. Your agent tells you the difference before you decide.

Tell Your Agent Up Front

Say you live in your RV when you call, so the policy is set up for full-time use from the start.

What Type of Insurance Do You Need?

From auto and motorcycle to home and travel trailers, we help California drivers find the right coverage for every vehicle and situation.

Insured in Three Steps, the Same Day

No office visit needed. Three steps between you and proof of insurance.

1

Call (866) 488-7964

Tell us the year, make and model of your RV and how you use it. Or send the form above and an agent calls you back within 4 minutes during business hours.

2

We Find the Policy That Fits

Your agent checks multiple insurance companies and comes back with the option that fits you and your RV.

3

Get Proof of Insurance

The same day you call. All that's left is the trip.

What an RV Insurance Policy Can Cover

Coverage options vary by insurance company. Your agent tells you which ones apply to your RV.

Liability Coverage

Injuries and property damage you cause to others. California requires it for any motorhome driven on public roads.

Collision Coverage

Damage to your RV in an accident, whether you clip a post or get rear-ended.

Comprehensive Coverage

Theft, vandalism, fire, hail and falling objects, including while the RV is parked or stored.

Roadside Assistance

Towing, flat tires, jump-starts and lockouts, sized for a motorhome.

Personal Belongings Coverage

Electronics, clothing and camping gear stolen from or damaged inside the RV.

Uninsured Motorist Coverage

Your injuries and repairs when the driver who hit you has no insurance, or not enough.

An RV Without Insurance
Is a Risk on Every Trip

Here is what one accident or one theft can leave you with.

  • Repair or replacement costs out of your own pocket
  • Nothing paid if the RV is stolen, vandalized or totaled
  • Personal liability if someone is hurt
  • Belongings inside the RV unprotected
  • Registration suspended for not carrying the required liability coverage
Call For A Free Quote
California Law

California RV Insurance Requirements

Any motorhome driven on public roads needs at least these liability limits.

$30K
Bodily injury per person
$60K
Bodily injury per accident
$15K
Property damage

Turn the Key Knowing
It's Handled

The policy is done and your RV is insured. All that's left is the trip.

  • Proof of insurance in hand the same day
  • Your RV covered on the road, at camp and in storage
  • An agent who knows your RV when you have a question or a claim
  • Service in English or Spanish
Call For A Free Quote
Proof of insurance
Same Day
The day you call, anywhere in California.

What affects your rate

  • RV Type & Class
  • RV Age & Value
  • Recreational or Full-Time Use
  • Driving Record
  • Location
  • Coverage Level
  • Annual Mileage
  • Storage Type

Yes, We Insure RVs and Motorhomes
Call and Get Yours Insured Today

One call, proof of insurance the same day. Policies written anywhere in California.

Call For A Free Quote

RV Insurance in California
Frequently Asked Questions

Straight answers on what we insure, what a policy covers, and how fast you can have proof of insurance.

Yes. We insure Class A, Class B and Class C motorhomes and camper vans anywhere in California, for recreational use or full-time living.

The same day you call. Have the year, make and model of your RV ready.

California requires liability insurance on any motorhome driven on public roads: at least $30,000 for injury to one person, $60,000 for injury to more than one person, and $15,000 for property damage. If your RV is financed, your lender usually requires collision and comprehensive too.

It depends on the class, age and value of your RV, how you use it, where it is stored, your driving record and the coverage you choose. A liability-only policy costs less than full coverage.

Yes. When you live in your RV, the insurance company treats it more like a home, so the liability coverage changes and the policy costs more than one for weekend trips. Tell your agent you live in it when you call.

Class A motorhomes, Class B camper vans and Class C motorhomes. If you tow a travel trailer or fifth wheel, see our travel trailer insurance page.

A policy can include liability, collision, comprehensive, roadside assistance, personal belongings and uninsured motorist coverage. Options vary by insurance company.

California does not require it. A lender usually does if the RV is financed. If you own it outright, it is your choice.

Yes. An RV policy can also cover the belongings inside, roadside help sized for a motorhome, and full-time use.

With comprehensive coverage, yes. It covers theft, vandalism, fire and weather damage year-round.

No one company is the right fit for every RV. That is why your agent checks multiple insurance companies before recommending one.

Yes. We write policies anywhere in California by phone. Call (866) 488-7964.

Yes. Hablamos español at every office and by phone.

Still have questions? Our agents are ready to help.

Call For A Free Quote

RV Owner Resources & Guides

Real answers to the questions California RV owners ask most about coverage, costs, and choosing the right policy. Written and reviewed by our licensed agents.

RV Insurance in Los Angeles County
and Anywhere in California by Phone

Four local offices, and policies written statewide. Call, or walk into Lancaster or Palmdale and leave with proof of insurance in hand.

Looking for RV insurance near Lancaster, Palmdale or Los Angeles? Call or walk in, and you can have proof of insurance the same day.